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All about Credit Cards

The following article was taken from yahoo and creditcard.com :

7 Credit Card Myths
1. "Ask for ID" protects you from ID theft.
2. There are no credit limits with American Express.
3. You should carry Visa, MasterCard, American Express
4. Paying more than your credit card balance can help your credit score.
5. Smart debit card use can help your credit score.
6. It's OK for retailers to set minimum amounts for credit card purchases.
7. Exceeding my credit limit for a short time doesn't really matter.
http://finance.yahoo.com/banking-budgeting/article/106525/Don't-Believe-These-7-Credit-Card-Myths


7 bad credit card habits to break now
http://www.creditcards.com/credit-card-news/7-bad-credit-card-habits-to-break-1267.php?aid=7704c6a5



6 new rules of credit card negotiations
http://www.creditcards.com/credit-card-news/6-new-rules-of-credit-card-negotiations-1267.php?aid=7704c6a5

Text Scams and DTI Promo Permit Number

(foto credit: http://www.cellphonedigest.net/images/scam-text-message.jpg )





Scams does not proliferate through emails or junk mails these days. We now receive all sort of scam and fake promotionals through our mobile phone popularly known as text scam. Some of us naive of these ploys are taken advantage by these scheming thugs.



So when unsure about promotionals?



Don't be fooled by scambugs! Beware!



Check the promo permit number if it is DTI - Department of Trade and Industry approved through the following:



Telephone numbers 8118367/ 811-8231 to 33 local 1216 and 1218 .



Other ways to verify


Through text message:Text : DTINCRPERMIT and send to 2948.


Or call the DTI DIRECT HOTLINE : 751-3330


Ano ang mga dapat tandaan upang makaiwas sa mga Text Scam?


Kung wala ka namang sinalihan na promo, napakaliit ng posibilidad na ikaw ay nanalo ng isang malaking premyo.


Ang mga nananalo ng malaking premyo sa isang promo ay pinapadalhan ng sulat o telegrama upang sabihin na sila ay nanalo at hindi sa pamamagitan ng text message lamang.


Huwag basta-basta magbigay ng mahalagang impormasyon tungkol sa iyong sarili gaya ng

address sa bahay at opisina, pangalan, at lalong-lalo na ang bank account number na diumano ay gagamitin "for verification."


Lalong huwag magdeposito ng pera sa isang bank account number at huwag magpadala ng prepaid load na diumano ay para sa "tax" ng inyong premyo.




Below are the basic information that should be contained in a promo:



Permit Number:

Title:

Scheme:

Promo Duration: -to-

Sponsor:

First Post: ‘Rat parts’ found in pasta sauce

I started this blog for the purpose of educating/informing Pinoy consumers of products and services available in the market. It is also the intention of making Pinoy consumers to advocate what is worth of their devalued purchasing power.

For the first post I am sharing this news, which I came to know via plurk, my portal and link for interesting news, entertainment and other stuff.

I am concerned about this issue since I patronize Del Monte products and recently purchased several items being questioned of contamination, though I have to check whether the items I bought belong to the controversial batch.

Below is the news excerpt and link:


‘Rat parts’ found in pasta sauce

Nation

Written by Jonathan Mayuga / Correspondent

Wednesday, 18 February 2009 20:45

THE Bureau of Food and Drugs (Bfad) is now investigating a complaint filed by an employee of the network giant ABS-CBN who claimed that the tomato sauce that his wife used in cooking contained what appeared to be a “heart of a small mammal” suspected to be that of a rat. The complaint filed by Mario Bautista of Bacoor, Cavite, and an employee of the ABS-CBN Bayan Foundation, is now being heard by the Bfad in Quezon City. ... Findings indicate that the Del Monte tomato sauce with sample code A-BB0812091F8 purchased by Bautista had the highest protein level of 1.47± 0.07-percent crude protein, while two other Del Monte samples with codes B-BB081909GF8 and C-BB081209HF6 had 1.09± 0.03 percent and 1.11± 0.02-percent crude protein. http://tinyurl.com/anxl9d

Related Links:

http://laibcoms.com/2009/02/tomato-sauce-contamination-confirmed.html


http://www.kitchencow.com/2009/02/20/rat-parts-tomato-sauce/

http://www.plurk.com/p/gpeov